Home /Exchange Rates / Interest Rates Interest rate Open Close Print ประเภทอัตราดอกเบี้ย อัตราดอกเบี้ยและส่วนลด (ร้อยละต่อปี) วันที่มีผลบังคับใช้ 1. Lending and Discount Rates Prime Rate 6.60 18 April 2024 Overdraft Rate in Excess of Contractual Credit Line 18.00 18 April 2024 Default Rate 18.00 18 April 2024 2. Delayed Payment Rates for Negotiation/Discount of Export Bill 8-30 days Prime Rate 01 April 2021 31-90 days Prime Rate + 1 01 April 2021 More than 91 days Default Rate 01 April 2021 More than 91 days (for SMEs customers) Prime Rate + 4 01 April 2021 3. Ceiling Rate 18.00 01 April 2007 4. Savings Account Rate * 0.25 02 May 2007 5. Special Saving Account Rates 0.50 19 March 2020 6. Fixed Deposit Account Rates * 3-month 0.50 19 March 2020 6-month 0.50 19 March 2020 12-month 0.50 19 March 2020 7. ประกาศอัตราดอกเบี้ยบัญชีเงินฝากเคลียริ่ง 0.25 08 July 2008 8. Foreign Currency Deposit Rates * USD 0.01 30 June 2020 CNY 0.10 01 April 2024 AUD 0.25 27 April 2020 EUR 0.00 19 September 2014 Only for the deposits of over 400,000 EUR 9. Discount Rate of Export Bill Prime Rate 01 March 2005 10. Discount Rate of Export Bill under Insurance Prime Rate – 0.50 01 March 2005 11. Trust Receipt Rates THB Prime Rate + 1 01 February 2002 USD Libor + 3.5 01 February 2002