Home /Exchange Rates / Interest Rates Interest rate Open Close Print ประเภทอัตราดอกเบี้ย อัตราดอกเบี้ยและส่วนลด (ร้อยละต่อปี) วันที่มีผลบังคับใช้ 1. Lending and Discount Rates Prime Rate 6.05 09 March 2026 Overdraft Rate in Excess of Contractual Credit Line 18.00 09 March 2026 Default Rate 18.00 09 March 2026 2. Delayed Payment Rates for Negotiation/Discount of Export Bill 8-30 days Prime Rate 01 April 2021 31-90 days Prime Rate + 1 01 April 2021 More than 91 days Default Rate 01 April 2021 More than 91 days (for SMEs customers) Prime Rate + 4 01 April 2021 3. Ceiling Rate 18.00 01 April 2007 4. Current Account Rate 0.00 16 March 2026 5. Savings Account Rate * 0.25 16 March 2026 6. Special Saving Account Rates 0.40 16 March 2026 7. Fixed Deposit Account Rates * 3-month 0.40 16 March 2026 6-month 0.40 16 March 2026 12-month 0.40 16 March 2026 8. Customer Clearing Account 0.25 16 March 2026 9. Foreign Currency Deposit Rates * AUD 0.25 16 March 2026 CNY 0.10 16 March 2026 USD 0.01 16 March 2026 EUR 0.00 16 March 2026 JPY 0.00 16 March 2026 10. Discount Rate of Export Bill Prime Rate 01 March 2005 11. Discount Rate of Export Bill under Insurance Prime Rate – 0.50 01 March 2005 12. Trust Receipt Rates THB Prime Rate + 1 01 February 2002 USD Libor + 3.5 01 February 2002